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We are a Swiss payment services provider. We help companies to send and receive international payments reliably, including in markets where banks are slow, restrictive, or hesitant.

Exclusively corporate clients: manufacturers, exporters, distributors and traders based in Switzerland, Europe, the UK and selected international markets.

No. TM2 Treasury is a regulated Swiss financial intermediary. We work alongside established banking partners and handle the payment process and compliance on your behalf.

We are a member of VQF SRO, a self-regulatory organization recognized and supervised by the Swiss Financial Market Supervisory Authority (FINMA). We are subject to the Swiss Anti-Money Laundering Act and to regular independent AML audits.

Client funds are held in a dedicated client account at a bank, kept fully separate from TM2's own operating funds.

No. We never invest, lend, or use client funds, and we do not pay or earn interest on them. Funds are held only to execute your payment instructions.

Every transaction is reviewed by our compliance team before it is executed. For complex transactions, we also obtain an independent transaction review from a specialized external compliance firm. All parties involved are screened against Swiss, EU, UN and US sanctions lists.

1. You register and complete the onboarding steps.
2. You send us your payment instruction with the supporting documents.
3. Our compliance team reviews it, and once approved, the payment is executed.

CHF, EUR, and GBP. Other currencies on request.

Yes. We handle both incoming collections from your customers and outgoing payments to your suppliers, partners or employees.

Some markets require an official approval before a payment can be made. Where that applies and the trade is permitted under Swiss law, we prepare and handle the regulatory process for you.

We investigate directly with the banks involved and keep you updated until the matter is resolved.

Company registration extract, shareholder register, and passport and proof of address for all beneficial owners and directors. Additional documents may be requested depending on your business profile.

Our fees depend on the currency, volume and complexity of your payments. Contact us for a personalised offer.

Your information is stored securely in accordance with Swiss data protection law and is used only to provide our services and meet our regulatory obligations.

Book a short introductory call or register directly on our platform: https://app.tm2treasury.ch/register